Flood Insurance in Virginia

The agents of Everett Insurance work to provide Virginia residents businesses with the insurance policies they need to protect their family and their property. Residents and businesses who live in Virginia, North Carolina and Maryland can call the agency anytime they have questions concerning their existing policy or if they need to purchase a new policy for their home, auto, or business. Flood insurance is often overlooked. Sometimes because the home or business owner doesn't realize they own property in or near a flood plain.

Do You Really Need Flood Insurance?

For people who don't live near a lake or river, flood insurance may not be a big deal. There still may be a need for flood insurance, especially if you live in a low-lying area that doesn't have proper drainage. Heavy rains can cause standing water that could possibly find its way into your home. It's circumstances like these that make talking to an insurance agent beneficial. If you are unsure of what your risks are, call and make an appointment at your earliest convenience. It's better to be safe than sorry.

Know Where Flood Plains Are

If you live near any type of watershed, be it a lake, river, or reservoir, you may be living in a flood plain. To find out where flood plains are located near your property, you can visit Fema.gov and search for your address. The website has maps of flood plains located throughout the United States and will quickly show you whether you live in an area that may be prone to flooding.

At Everett Insurance, the agents are available to discuss any questions you may have when it comes to flood plains in the Virginia, North Carolina and Maryland areas. Call and talk to one of the agents today to find out if flood insurance is needed to protect your property. They will be able to give you the guidance you need to make an informed decision.